If you’re dating an indebted person or the person you’re about to go into a relationship with was once indebted, you should read this article. And if the person you’re in a relationship with is or was once indebted, stay with me.
1. Ensure that the debt was due to good debt, an investment, schooling, etc. If the indebtedness was a result of frivolous spending take caution. That’s a tendency the person may continue if the habit is not nipped in the bud.
You can seek dating or relationship counseling with me here or any of our service providers on our expert listing here. Knowledge plays a vital role in helping you to make informed relationship decisions.
2. When you’re in a relationship with an indebted person, Ensure that the person has gained proper financial literacy and understands why they shouldn’t go into debt because of frivolous things. Frivolous things are shoes, clothes, cosmetics, etc. A person who spends without caution till they get indebted may continue the same habit after marriage. You don’t want to be stuck with a partner you can’t trust with your money.
3. When you’re dating an indebted person, ask questions about their perspective on spending. More importantly, study their actions and see the choices they make. Does the person continue to make choices and lead a lifestyle that perpetuates the indebtedness or are they taking practical steps to prevent themselves from getting indebted again?
4. When you’re dating an indebted person, listen to their communication of lessons learned from their poor choices. If a person doesn’t agree that they truly have an unreasonable spending habit, they will most likely continue the habit. A person who needs a changed behavior needs to acknowledge it for any true change to materialize. If the person doesn’t accept the need to change, most likely, the person won’t change.
Dating an indebted person has a lot of consequences. Research has shown that money issues are one of the leading causes of divorce in families. Don’t shut your eyes to red flags. Do your due diligence to ensure that this person you’re with is genuinely repentant and will not go back to a lifestyle that puts your financial security as a couple at risk.
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